We may also provide additional or supplemental privacy policies to individuals for specific products or services that we offer at the time we collect personal information. These supplemental privacy policies will govern how we may process the information in the context of the specific product or service.
We provide additional information for California residents below.
We collect the following information (collectively, “Personal Information”):
User-Provided Information:You may provide to Gettacar personal information when using our Services. This information may include:
The personal information that we collect will vary depending on the specific features of the Services that you use. For example, we may collect additional information from an individual who purchases and finances a vehicle through the Services, compared to an individual who only registers for an account with us and browses vehicles online. We may collect and store this personal information. If you correspond with us by email, we may retain the content of your email messages, your email address, and our responses. If you use your Facebook, Twitter, or other social networking site (“SNS”) account information to sign in to our Services, we will collect and store your SNS user ID. If you connect your Gettacar account with your SNS account (such as to enable posting from Gettacar), we ask for your permission to collect certain information from your SNS account (such as information from your SNS profile). You also provide us information in connection with your use of our Services, your communications, order history, and any other information shared from your use of our Services, and metadata about this use (such as time and location, if applicable) are collected and stored by us.
Cookies and Other Information Collected by Automated Means:We, our service providers, and our business partners may automatically log information about you, your computer or mobile device, and activity occurring on or through the Services, including but not limited, your computer or mobile device operating system type and version number, manufacturer and model, device identifier (such as the Google Advertising ID or Apple ID for Advertising), browser type, screen resolution, IP address, the website you visited before browsing to our website, general location information such as city, state or geographic area; information about your use of and actions on the Services, such as pages or screens you viewed, how long you spent on a page or screen, navigation paths between pages or screens, information about your activity on a page or screen, access times, and length of access; and other personal information. Our service providers and business partners may collect this type of information over time and across third-party websites and mobile applications.
On our webpages, this information is collected using cookies, browser web storage (also known as locally stored objects, or “LSOs”), web beacons, and similar technologies, and our emails may also contain web beacons.
A “cookie” is a text file that websites send to a visitor‘s computer or other Internet-connected device to uniquely identify the visitor’s browser or to store information or settings in the browser. Browser web storage, or LSOs, are used for similar purposes as cookies. Browser web storage enables the storage of a larger amount of data than cookies. A “web beacon,” also known as a pixel tag or clear GIF, is typically used to demonstrate that a webpage was accessed or that certain content was viewed, typically to measure the success of our marketing campaigns or engagement with our emails and to compile statistics about usage of our websites.
We may also use Flash LSOs on our website to collect and store information about your use of our website. Unlike cookies, Flash LSOs cannot be removed or rejected via your browser settings. If you do not want Flash LSOs stored on your computer or mobile device, you can adjust the settings of your Flash player to block Flash LSO storage using the tools contained in the Website Storage Settings Panel. You can also control Flash LSOs by going to the Global Storage Settings Panel and following the instructions. Please note that setting the Flash Player to restrict or limit acceptance of Flash LSOs may reduce or impede the functionality of Flash applications that we may use in connection with our website.
Web browsers may offer users of our websites or mobile apps the ability to disable receiving certain types of cookies; however, if cookies are disabled, some features or functionality of our websites may not function correctly. Please see the “Targeted online advertising” section for information about how to exercise choice regarding the use of browsing behavior for purposes of targeted advertising.
We use your Personal Information to operate, maintain, enhance, and provide all of the features and services found on our Services. We may use your email address to send you Services related notices (including any notices required by law, in lieu of communication by postal mail). You can control receipt of certain Services-related messages on your Settings page. We may also use your contact information to send you marketing email messages. If you do not want to receive such messages, you may opt out by following the instructions in the message. We use personal information to understand and analyze the usage trends and preferences of our users, to improve the way our Services work and look, and to create new features and functionality.
When you apply for a loan, we use the information you provide and which we obtain from your credit report to process the loan application.
We also may work with advertising partners to display advertisements on the Service or elsewhere online. These advertisements are delivered by our advertising partners and may be targeted based on your use of the Services or your activity elsewhere online. To learn more about your choices in connection with advertisements, please see the section below titled “Targeted online advertising.”
In addition, we may use your personal information and disclose it to law enforcement, government authorities, and private parties as we believe necessary or appropriate to: (a) comply with applicable laws, lawful requests, and legal process, such as to respond to subpoenas or requests from government authorities; (b) protect our, your or others’ rights, privacy, safety or property (including by making and defending legal claims); (c) enforce the terms and conditions that govern the Service; and (d) protect, investigate and deter against fraudulent, harmful, unauthorized, unethical or illegal activity.
In some cases we may specifically ask for your consent to collect, use or share your personal information, such as when required by law.
We may also create anonymous, aggregated or de-identified data from your personal information and other individuals whose personal information we collect. We make personal information into anonymous, aggregated or de-identified data by removing information that makes the data personally identifiable to you. We may use this anonymous, aggregated or de-identified data and share it with third parties for our lawful business purposes, including to analyze and improve the Service and promote our business.
We may use “automatically collected” information and “cookies” information to: (a) personalize our Services, such as remembering your information so that you will not have to re-enter it during your visit or the next time you visit our Services; (b) monitor and analyze the effectiveness of our Services and third party marketing activities; (c) monitor aggregate site usage metrics such as total number of visitors and pages viewed; and (d) track your entries, submissions, and status in any promotions or other activities.
We use commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your Personal Information. We cannot, however, ensure or warrant the security of any information you transmit to us or guarantee that your Personal Information may not be accessed, disclosed, altered, or destroyed by breach of any of the safeguards that we use.
Your privacy is very important to us. We do, however, disclose your Personal Information in a variety of circumstances at our discretion including, as follows:
Targeted online advertising.Some of the business partners that collect information about users’ activities on or through the Service may be members of organizations or programs that provide choices to individuals regarding the use of their browsing behavior or mobile application usage for purposes of targeted advertising.
Users may opt out of receiving targeted advertising on websites through members of the Network Advertising Initiative by clicking here or the Digital Advertising Alliance by clicking here. Please note that we also may work with companies that offer their own opt-out mechanisms and may not participate in the opt-out mechanisms that we linked above.
In addition, your mobile device settings may provide functionality to limit our, or our partners’, ability to engage in ad tracking or targeted advertising using the Google Advertising ID or Apple ID for Advertising associated with your mobile device.
If you choose to opt-out of targeted advertisements, you will still see advertisements online but they may not be relevant to you. Even if you do choose to opt out, not all companies that serve online behavioral advertising are included in this list, so you may still receive some cookies and tailored advertisements from companies that are not listed.
Other Sites, Mobile Applications, and Services.
Our Services may contain links to websites, mobile applications, and other online services operated by third parties. In addition, our content may be included on web pages or in mobile applications or online services that are not associated with us. We do not control and are not responsible for the content or privacy and security practices and policies of third party sites, mobile applications, or online services to which we link. We encourage you to read the privacy policies of the other websites, mobile applications and online services you use.
International Data Transfers.
Gettacar is headquartered in the United States, and we may have service providers in other countries. Your personal information may be transferred to the United States or other locations outside of your state, province, or country where privacy laws may not be as protective as those in your state, province, or country.
Notice to California Residents.
We are required by the California Consumer Privacy Act of 2018 (“CCPA”) to provide to California residents an explanation of how we collect, use and share their personal Information, and of the rights and choices we offer California residents regarding our handling of the personal information.
This Notice to California Residents does not apply to information that is (a) subject to the federal Gramm-Leach-Bliley Act or the California Financial Information Privacy Act, such as the information we process in connection with financial products or services, such as vehicle financing; or (b) information that is disclosed to a consumer reporting agency to be reported in, or used to generate, a consumer report, where the use of that information is subject to the federal Fair Credit Reporting Act, such as when we obtain a credit report in connection with a loan application.
Personal Information We Collect, Use and Share.Here is a summary of how we currently collect, use and share personal information, and how we have collected, used and shared the information in the preceding 12 months.
While we refer to the term “sell” or “sale” in the right column of this chart, as the CCPA requires, please note that CCPA defines “sale” very broadly to include most sharing of personal information where the recipient may use the information for its own purposes, even when we do not get paid for the information.
|Personal information we collect||CCPA-defined categories (click for details)||Sources from which we may collect the personal information||Purposes for which we may collect and use the personal information||Categories of third parties to which we disclose the personal information||Is the disclosure a “sale” under the CCPA?|
|Business and personal contact information|
Government-issued identification numbers
|Identifiers||You||To communicate with you|
To provide the Services
|Precise geolocation information||Geolocation data||Automatic collection (when authorized by you)||To provide the Services||Service providers||N/A|
|Feedback or correspondence|
|Commercial information||You||To communicate with you|
To provide the Services
|Financial information||Financial information||You|
Third Parties Authorized By You
|To provide the Services||Service providers||N/A|
Online activity data
Information derived from device data and online activity data
Internet or Network Information
|To operate and improve the Services|
To advertise our products and services
Please note that we may also disclose all personal information (a) to comply with federal, state, or local laws; (b) to comply with a civil, criminal, or regulatory inquiry, investigation, subpoena, or summons by federal, state, or local authorities; (c) to cooperate with law enforcement agencies concerning conduct or activity that we believe may violate federal, state, or local law, (d) when we sell, transfer or otherwise share some or all of our business or assets, including personal information, in connection with a business transaction (or potential business transaction), or (e) to professional advisors, such as lawyers, bankers, auditors and insurers, where necessary in the course of the professional services that they render to us. These disclosures are not “sales” under the CCPA.
Visit the Glossary for a list of data categories and elements.
California Residents’ Privacy Rights
The CCPA grants California residents the following rights:
Please note that the CCPA limits these rights by, for example, prohibiting us from providing certain sensitive information in response to an access request and limiting the circumstances in which we must comply with a deletion request. If we deny your request, we will communicate our decision to you.
How to Submit a Request
To request access to or deletion of personal information:
To opt out of the sale of your information visit California Residents - Do Not Sell My Info.
Identity verification.We will need to confirm your identity and California residency to process your requests to exercise your information, access or deletion rights. We cannot process your request if you do not provide us with sufficient detail to allow us to understand and respond to it.
Authorized agents.California residents can empower an “authorized agent” to submit requests on their behalf. We will require the authorized agent to have a written authorization confirming that authority.
|Statutory Category||Data Elements within the Category|
|Commercial Information||Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.|
|Financial Information||Bank account number, debit or credit card numbers, insurance policy number, and other financial information.|
|Identifiers||Real name, alias, postal address, unique personal identifier, customer number, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers.|
|Inferences||The derivation of information, data, assumptions, or conclusions from any other category of Personal Information to create a profile about a person reflecting the person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities and aptitudes.|
|Internet or Network Information||Browsing history, search history, and information regarding a person’s interaction with an Internet website, application, or advertisement.|
|Online Identifiers||An online identifier or other persistent identifier that can be used to recognize a person, family or device, over time and across different services, including but not limited to, a device identifier; an Internet Protocol address; cookies, beacons, pixel tags, mobile ad identifiers, or similar technology; customer number, unique pseudonym, or user alias; telephone numbers, or other forms of persistent or probabilistic identifiers (i.e., the identification of a person or a device to a degree of certainty of more probable than not) that can be used to identify a particular person or device.|
|Professional or Employment Information||This term is not defined in the CCPA, but likely includes any information relating to a person's current, past or prospective employment or professional experience (e.g., job history, performance evaluations).|
Our Contact Information.
|Facts||What Do We Do with Your Personal Information?|
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
|What?||The types of personal financial information we collect and share depends on which of our Services you use. This information can include:|
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons we choose to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Gettacar share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates to market to you||Yes||Yes|
|For our affiliates’ everyday business purposes – information about your creditworthiness||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing|
Please note:If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we can continue sharing your information as described in this notice. However, you may contact us at any time to limit our sharing.
|Questions?||Call (215) 820-5254 or go to www.gettacar.com|
|Who are we|
|Who is providing this notice?||Gettacar, L.L.C. (doing business as Gettacar and Gettacar.com)|
|What we do|
|How does Gettacar protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Gettacar collect my personal information?||We collect your personal financial information, for example, when you:|
We also collect your personal information from others, such as credit bureaus, affiliates, and other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only:|
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.|
|Joint Marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.|
|Other important information|
For Nevada Residents:We are providing you this notice under state law. You may be placed on our internal Do Not Call List by emailing [email protected] and stating that you do not wish to be contacted at the phone number(s) you list. Nevada law requires that we provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NY 89101; phone number: (702) 486-3132; email: [email protected].
For Vermont Residents:We will not share information we collect about Vermont residents with companies that are not affiliates, except as permitted by law, such as with your consent or to service your accounts. We will not share information about your creditworthiness with our affiliates without your authorization or consent, but we may share information about our transactions or experiences with our affiliates without your consent.
For California Residents:We will not share information we collect about you with nonaffiliates, except as allowed by law. For example, we may share information to service your accounts or if you consent to sharing with a nonaffiliate. Among our affiliates, we will limit information sharing to the extent required by California law.
Like many companies online, we use services provided by Google, Facebook and others that help deliver interest-based ads to you. California law may classify our use of these services as a “sale” of Personal Information from which California residents have the right to opt-out. This is because we let the companies that provide these services collect information from our users (e.g., device data and online activity data) to help serve interest-based ads online. Your choices for limiting collection and/or use of your Personal Information by these companies include: